This course focuses on low pressure steam and hot water heating boilers. It is designed to prepare students to be more informed boiler operators and gain knowledge of boilers, codes, and practices, in preparation for the State of Minnesota boiler operator's exam. Classes are six hours and a series of practice exams will be administered during class that each student may keep for review. State exam applications and affidavit forms will be provided. These must be pre-approved and pre-paid at least 15 calendar days prior to taking the State exam. Exams are offered by the Minnesota Department of Labor and Industry in Saint Paul on most Tuesdays, Wednesdays, and Thursdays. You can find a full schedule of exam locations and dates here. Please bring a lunch with you to class. Optional Textbook Recommended: Low Pressure Boilers, by Frederick M. Steingress & Daryl R. Walker. Some copies are available through the Scott County Library. Special/2C students may not need this book, but the instructor highly recommends for 1C & Chief students.

The concern: Our family has a cabin, homestead, hunting land, farm or second home. How do we protect this family legacy and move its use and enjoyment into the future? The problem: Various sources and forces threaten its very existence. The nursing home and Medicaid (MA), estate taxes, family divorces, creditor and bankruptcy issues, taxes and operating expenses, unequal resources of owners, the in-laws, and use and enjoyment equality. The answer: We will provide real-life solutions and explore four paths to resolution that will solve our problems without driving the family apart or sacrificing the family legacy asset.

The biggest fear for most Baby Boomers is how to pay for the nursing home and still leave an inheritance for the next generation. We will walk through the following questions and more: How will I meet my nursing home goals? Are long term care insurance and/or home healthcare for me? Should I gift my money away? Would I qualify for Medicaid? Does my current trust protect my assets and avoid the nursing home? What is the 60-month claw back? What if my spouse goes into the nursing home and exhausts our money? Get the answers to these and other questions and learn how to create an effective plan to deal with these uncertainties.

In this class, we will do an in-depth walkthrough of an actual Minnesota Probate Estate from the filing of the application for probate to the final accounts - and all the steps in between. Class participants will learn the entire process with current forms, court and filing requirements, accounting and procedural steps, as well as the procedures for the sale and distribution of estate assets. We will also discuss the roles, responsibilities, and liabilities of a person who is appointed as the executor/personal representative. The class will be filled with real-life examples and solutions to the multitude of issues involving a typical (or not typical) Minnesota probate estate. This class encourages questions: Is there a “reading of the will”? What about personal items? Does the executor get paid? What about estate bills and creditors? We will provide the answers!

Procrastinate no more! No matter what your age, give your loved ones an important gift by creating two legal documents - a Health Care Directive and a Power of Attorney. These documents are vitally important in the event you become incapacitated and cannot make decisions for yourself. A Health Care Directive (akin to the old "Living Will") is a legal document that communicates your health care wishes and allows you to name someone to make health care decisions for you when you cannot speak for yourself. A Power of Attorney allows you to choose someone to handle your finances and property and is effective immediately upon signing. In this class, you will prepare both of these documents so you won't end up without these important legal plans in place. Leave class with two notarized documents and give yourself and your loved ones peace of mind.

In retirement, your tax rate may vary widely over the years based on the timing and order in which you use different sources of money to pay for your living expenses. You want to apply the tax code in an organized and efficient way. Learn about the following: The critical tax question you must answer BEFORE retirement What the Social Security “tax trap” is and how you can avoid it Why tapping assets in the wrong order can trigger higher Medicare premiums The four stages of retirement and important tax actions in each stage Mistakes to avoid when it comes to your investment portfolio, health care, and estate

Please join us to explore the ins and outs of Medicare! For this class, participants are encouraged to attend and engage with the presenters/licensed health agents. We will discuss what it is, its history, the differences of Medicare vs Medicaid, eligibility, the different parts, how doctors and hospitals work with Medicare, what a Medicare supplement and part D plan are, how it works if you retire early and many rules associated with choosing a Medicare plan! We will help make it all make sense.