Harness the power of social media to grow your audience and boost your brand—one post at a time. This dynamic class dives deep into crafting scroll-stopping content tailored for each platform, from Instagram reels to Twitter threads. Learn how to write engaging captions, spark viral shares, and use storytelling to build authentic connections that keep followers coming back. You’ll also discover savvy strategies to turn likes and comments into real income by monetizing your social presence like a pro. Informative handouts for future use are included in class fee.

With our instructors’ over 50 years of practice with Minnesotans planning for and reaching their retirement years, we have learned time and time again that whether you are in your 40s, 50s, or 60s there are several milestones and overlooked life areas where mistakes can lead to results that range from discomfort to disaster. Let’s identify those issues for you in a comfortable learning session full of real-life examples and opportunities to get questions and issues answered.

Did you know that women face unique challenges when it comes to maximizing their Social Security benefits? This class will help you understand key Social Security provisions like: How to qualify for spousal and survivor benefits off your husband's record Increasing your payments by delaying claims as long as possible Managing the earned income limits if you continue working Collecting on your ex-spouse's record after divorce Minimizing taxes on your Social Security income in retirement

Procrastinate no more! No matter what your age, give your loved ones an important gift by creating two legal documents - a Health Care Directive and a Power of Attorney. These documents are vitally important in the event you become incapacitated and cannot make decisions for yourself. A Health Care Directive (akin to the old "Living Will") is a legal document that communicates your health care wishes and allows you to name someone to make health care decisions for you when you cannot speak for yourself. A Power of Attorney allows you to choose someone to handle your finances and property and is effective immediately upon signing. In this class, you will prepare both of these documents so you won't end up without these important legal plans in place. Leave class with two notarized documents and give yourself and your loved ones peace of mind.

This is a relaxed and friendly open-forum seminar for participants with a seasoned will & trust attorney. Questions like: Should I avoid probate? Is a will good enough? Do I need a trust? How does my plan deal with the nursing home? How do we gift the assets of husband and wife? What about separate assets not of the marriage? If I am alone, what tools protect me best? How do I decide who should serve in my estate plan? What is the death tax? How do I avoid leaving a mess for my children? Which trust is best for my needs? Can I use a transfer-on-death deed? How do my retirement assets operate in my will or trust? All questions will be answered!

Learn how to save money every day with extreme couponing. Coupons are NOT just for groceries. The savings can add up to hundreds or even thousands of dollars every year. This comprehensive workshop will teach you: Where to find all different types of coupons, even for high ticket items How to find the best coupon apps and websites How to match coupons with sales for maximum savings This workshop is taught by someone who has used many couponing secrets to save thousands. Informative handouts for future use are included in class fee.

A vital part of every retirement or resettlement discussion involves the roadmap of issues that help us decide where we want to call home! Is it taxes, the political landscape, the weather, the location of family assets, debt or income concerns in retirement, cost of living, health concerns or . . . our friends are already there! When should we start this discussion? Did you know many states do not tax social security, pensions or other qualified retirement Income sources? Which are the worst states for estate taxes? How do we establish domicile? How about quality of medical resources and retirement facilities – who is good, who is not-so-good? All these issues will be raised and discussed in an open and friendly manner with questions encouraged.

The trust is a very popular component and tool to be used in estate planning. However, there is a variety of vastly different trust options to be used and the question arises: “Am I using the right trust for my needs and goals?” Often used trusts include: living trusts, testamentary trusts and irrevocable trusts; each serves a different purpose, each has a different result. One common problem that often needs addressing is the over-utilization of the living trust for goals or problems that it does not resolve. For example, “Does my living trust protect my assets against Medicaid and the nursing home?” The answer is probably not. The irrevocable trust and the testamentary trust each have their strengths and weaknesses as well. We will clearly define the strengths and weaknesses of these different types of trusts and when to use them. Explore your goals and wishes to see where they fall in the realm of trusts. Class encourages questions and we hope to provide answers that will set your mind at ease or assist you in the decision making in this area.